Gap Cover

1Cura Underwriters
Click here for Cura Underwriters application and brochure forms

Cura Underwriters
2Sirago Underwriters
Click here for Sirago Underwriters application and brochure forms

Sirago Underwriters
3Stratum Benefits
Click here for Stratum Benefits application and brochure forms

Stratum Benefits

What is a GAP COVER and what should I know about it?


Gap cover used to pay the difference between what your scheme paid, and what the bill was for private doctors and specialists in-hospital. In practical terms, this meant that even if you had the cheapest hospital plan which only paid a fraction of the costs, you would be covered in full.
Courtesy of news24.com/fin24

How medical gap cover works


By: Maya Fisher-French (November 9, 2018)
Video courtesy of mayaonmoney.co.za


Gap Cover

1Is Gap cover necessary?
Unequivocally, the answer is YES. If you have medical aid, you should have Gap Cover to complement it. Medical procedures are expensive… ... Gap Cover is a relatively inexpensive way to protect you against potentially crippling debt from medical aid shortfalls. Courtesy of iwyze.co.za
2Gap Cover Case Study.
Without Gap Cover you could be set back financially for quite some time. Look at the medical aid limits for prosthesis for example: it could be R20 000 or R30 000. What if your prosthetic device cost more than that? What about co-payments on MRI or CT scans? Did you know that you would need to pay R2 750 per scan out of your own pocket? However by self-insuring with a Gap Cover product, you will be able to enhance your current medical aid option and protect yourself from unforeseen debt. Courtesy of moneysmart.co.za (PLEASE NOTE that the information herein is for illustrative purposes only and should not be regarded as advice. All information is subject to scheme rules, which can change at any time without any prior notice.)
3What is Gap Cover?
Gap Cover is a short-term insurance product, totally separate from your medical aid. Gap Cover is designed to compliment your medical aid policy by re-insuring the potential shortfalls for approved in-hospital procedures. Courtesy of moneysmart.co.za (PLEASE NOTE that the information herein is for illustrative purposes only and should not be regarded as advice. All information is subject to scheme rules, which can change at any time without any prior notice.)
4Considerations when making the most of your gap cover in 2019.
Medical aids all have a ‘medical aid rate’, which is a maximum amount they will pay for certain treatments. This rate differs depending on the medical cover you have, but is typically a maximum of 200% of their scheme rate. Courtesy of bbrief.co.za
5Articles Links about Gap Cover?
1) What you should know about bridging the medical gaps.
businesslive.co.za

2) Vital Must-Know Facts about Gap Cover
gap-cover-info.co.za

3) What Gap Cover Will and Won’t Cover
medicalaid-quotes.co.za

4) Why do you need Medical Gap Cover?
hippo.co.za

5) Gap cover: bridging the medical payment gap
iol.co.za

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